Can I apply for Home & Tech if I earn NMW/NLW?

If you earn close to national minimum wage or national living wage, then you may wish to consult with your employer to confirm eligibility. Due to the nature of salary sacrifice arrangements, these must be set up so that the monthly deductions would not bring your salary below NMW/NLW.

If your application would bring you below NMW/NLW, you may be able to adjust the amount that you are requesting in order to ensure that monthly deductions would not drop you below this threshold.

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